Everyday money management made simple.
Handle your finances with ease using an M1 checking account, designed for convenience and accessibility wherever you go.
Checking Accounts
Every new Personal Checking Account includes:
- Free Debit Card
- Free Online Banking
- Free bill.Pay
- Free Mobile Banking
- Free e.Statements with online check images
- $1000 in complimentary AD&D Life Insurance
M1 Checking
The Checking Account That's Perfect For You!
Your money should do more, and with M1 Checking, it does! Earn an impressive 3.00% APY on balances up to $10,000, enjoy no monthly fees, and get up to $10 in non-M1 ATM fee refunds each month. Whether saving, spending, or a little of both, M1 Checking helps you make the most of every dollar.
How It Works
Earning more is simple! To unlock all the benefits of M1 Checking each month, just:
-
Go digital – Enroll in eStatements
-
Stay connected – Log in to online banking at least once per month
-
Get paid your way – Receive a direct deposit of $800 or more (across all accounts)
-
Use your debit card – Make at least 10 transactions of $5 or more
-
Keep your loans in good standing – No delinquent M1 loans
-
Set it and forget it – Make at least two ACH payments from your M1 Checking each month
It’s that easy! There are no hidden fees, no complicated hoops to jump through—just a checking account that works for you.
Ready to earn more on your everyday banking? Open your M1 Checking account today!
*3.00% APY on balances up to $10,000; .05% APY on balances over $10,000.
