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Student Loans

M1 offers Student Loans designed to support your educational journey with manageable repayment options and competitive rates.

Helping You Reach Higher Education Goals 

Through our partnership with Sallie Mae®, we offer student loan options tailored to the unique needs of?undergraduate, graduate, and career training students. When scholarships, grants, and federal aid don’t cover the full cost, these loans can help bridge the gap—so you can focus on your education, not your finances. 

M1 Credit Union student loan promotion featuring a college student with a backpack

Key Features of Sallie Mae® Student Loans 

  • Flexible Repayment Options 
  • Choose from deferred, interest-only, or fixed monthly payments while in school. 
  • Auto-Debit Discount 
  • Save 0.25% on your interest rate when you enroll in automatic monthly payments. 
  • Borrow What You Need 
  • Loan amounts range from $1,000 up to 100% of your school-certified expenses. 
  • Cosigner Release Available 
  • Eligible borrowers can apply to release their cosigner after graduation and 12 on-time principal and interest payments. 
  • No Fees 
  • Enjoy no origination fees and no penalties for early repayment. 

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